Applying for Student Loans (Federal Direct Loans)

Students interested in applying for a student loan must first complete a Free Application for Federal Student Aid (FAFSA). This application is available via the internet at www.studentaid.gov or a paper copy is available through the Financial Aid Office at NPC or through your high school counselor.

After the Student's Financial Aid package is complete, the student's eligibility for a student loan can be determined.

Request an Unsubsidized Loan

Complete the 2020-2021 loan request form or the 2021-2022 loan request form to request an unsubsidized loan. Return the completed form to Gail Carmon in the financial aid office.


Loan Requirements

Once the loan has been offered and accepted in the Oasis account, students must complete the loan "To Do List" that is listed in the To Do section of their Oasis account:

Master Promissory Note & Entrance Counseling

Loan disbursements will have the Origination Fee and the Guarantee Fee deducted automatically unless the fee(s) are paid by the lender. The funds will be electronically forwarded to the College by the disbursement date. Students who receive a student loan must be in at least 6 credit hours and maintain satisfactory academic progress to continue to be eligible to receive the loan funds.


Consumer Information

Know Who You Owe: www.studentaid.gov

Loan Counseling: www.arstudentloanhelp.com/NPC

Student Loan Consolidation Lenders: https://loans.usnews.com/student-loans-consolidation-refinancing